Mar 24 AT 9:51 PM Jeff Uberstine 38 Comments

Sneak peek of Mint for Android

Editor’s note: Mint confirmed last month that an Android app is currently in development, but we have not see many details of the free personal finance software. One of our authors  previewed the app at CTIA and has submitted his first impressions.

I know many of our readers have been looking for a good finance and budgeting app for the Android Platform. Well, that time is right around the corner. No release date has been set yet, but my sources inside say it will be available before the end of April.

If you are not familiar with the Mint service, it allows you to link all of your bank accounts, loans and credit cards into a central location to view balances and recent transactions. This service also features very strong budgeting tools. The best part about this service is that it is free. During CTIA, I had the pleasure of using this app in depth so let’s get this review started.

Design and UI

In true Mint fashion, this app has been beautifully crafted for the Android platform. Every aspect of the app has been very well thought out. Nothing seems out of place. Keep in mind that this app is still in beta and the UI is not finalized yet, but I would still give it a nine out of ten.


Almost anything you can do on the Mint website you can do within the app. You can track your balances, view recent transactions and even categorize recent transactions. It also allows you to view how much you are spending in each category. For example, I can see exactly how much money I have spent on dining this month and compare that to how much I have budgeted for it.

The app also allows you to see cash flow, enabling you to see trends in your shopping habits (for instance I can see that I spent $578 at Target this month). The Mint app also allows you to see custom alerts that you have set like large withdrawals, fees charges, etc. The app automatically signs you in after your first login, which is very nice. Currently there is no password on the app, but I have been told that before release, this feature will be implemented.


Mint uses 128-bit SSL encryption and 24/7 physical security. All of their employees must pass financial and criminal background checks. This service is also read-only, so no transfers are possible, in or out. Mint does not store any of your account details in plain text and on top of this they do not store any personal information with the account, not even a name is required to sign up. This makes me feel very safe and secure with the service they are providing. For more information on privacy click here.


There is no better app for tracking how much you spend in the marketplace. Mint is the best website for this and is soon to be the best way on Android. We see a strong future for this company and their efforts toward Android.

Submitted by Jeff Uberstine.

Jeff is a contributor on Android and Me. He loves electronics and everything about them. Some of his hobbies are android, computers and cars.

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  • http://Website wootroot

    Looks great, screenshots would probably of been better though

    • http://Website Pete

      I don’t know if I trust my financial information streaming through the airwaves and over unsecure wi-fi networks… Undoubtedly some people love this idea… but I’m hesitant.

      I don’t access financial data, even within my home without a wired connection.

  • mvv_hyd

    Awesome…… I so was waiting for mint app for like, forever

  • http://Website PacoBell

    THANK YOU for not using a flash-based image viewer. Many mobile users are similarly grateful, I’m sure.

  • SHaitien

    Very nice! I’ve been waiting for Mint to bring the app to Android.

  • Fidget253

    woot my article :-)

  • http://Website GAK001

    Looks fantastic. I can’t wait to add it to my Droid’s collection of Apps. I’m sure this will be one of the more useful apps I have. I wish I had had it last month and I would have avoided a bank fee.

  • http://Website 6knowspring

    What personal finance tools is currently popular for the Android OS?

    Definitely looking forward to seeing this app roll out.

  • http://Website addheat

    i hope they support user created account, without needed to sync with bank.

  • http://Website Justin

    I haven’t heard much about this lately, but Quicken acquired Mint last year. I personally use QuickenOnline, but looks like I will be making the move over to Mint.

    More info here:

  • Dean Williams

    There’s something about loading all bank account information on to a phone/app that makes me rather nervous. Sure it is probably password protected, but that’s not 100% safe. And all that information is logged on a server somewhere.

    Maybe I’m just an old (28?!?!?!) curmudgeon.

    • http://Website Jeff Uberstine

      Whats the worst that can happen, you lose your phone and someone guesses your password. On the off chance that this happens, they worst they can do is view your balances. There is no way to transfer money or even view the account numbers on the app, so i would consider it safe :-)

      • http://Website Ken L.

        True. The nefarious sort’s time would be better spent rummaging your mail box for statements. About every aspect of your account is printed there.

    • Anton Spaans

      You’re right Dean.

      It’s not so much losing my phone i would be worried about. It’s actually not a mistrust of the makers of Mint or whoever is hosting the servers.

      But Mint’s servers will be honey for bees, bees being hackers. If a hacker gets into Mint’s servers, all of your data is at their disposal.

      And many bank/investment companies FORBID you to provide your accounts and passwords to 3rd parties.

      So, IF Mint gets hacked, your account pillaged, i fear you’ll never see your money back. Who will reimburse you?

      • http://Website jeff uberstine

        Mint has been around for many years, it has never been hacked. Mint is owned by intuit, so their security is top notch. Id say shopping online with a credit card is far more insecure than this. I forsee no issues with security at all.

        • http://Website Zed

          Unless I have misunderstood this is very risky. If you hand over password etc for your existing online banking so that Mint is logged in on your behalf then you have broken the T & C’s of your bank and IF the worst happens then YOU will be responsible.

          It is equivalent to handing you PIN to someone and asking them to look after your cash card.

          • http://Website jeff uberstine

            How is it any different then using the bank of america app on android, this is no different then using an online banking account, you don’t link pins on the account, just your online banking info. It is about as secure as any online banking site though the bank. Id be much more worried about the statements that the banks mail out to me getting in the wrong hands then this.

          • http://Website Toby

            Mint has read-only access to your accounts. So even if their servers are compromised, the bad guys will only be able to look at your balances and spending habits. Not that I would want that, but the potential for abuse is small.

        • Anton Spaans

          “shopping online with a credit card”
          If something happens, i’m protected by the credit card company and i have a way to get the money of the fraudulent purchases back.

          “online banking site though the bank”
          If my online account of my bank is hacked, i’m backed by the bank, because *they* run the site. Again, i have a chance of getting my money back.

          If i put my account-info and passwords to Mint and something bad *does* happen (although the chance may be very low), do i have a chance of getting my money back? My bank won’t give me my money back, because I violated their terms by giving my account info and password to a 3rd parth. And I sure don’t think Mint can give me my money back either…

          I think it is very very unwise to use these kinds of apps, until Mint or similar companies can *guarantee* me that my assets will be protected and that i will get reimbursed in case my accounts have been compromised.

          Even then, if these guarantees were there, Mint could say: We didn’t leak your account info, prove it that we did.

          Again, I won’t install these kinds of apps.

  • http://Website Ken L.

    I hope they incorporate some of the better aspects of the Quicken iphone app; like the graphed outlook view, the pin lock screen (my mint password is incredibly complex), and the cash account. Those were awesome features.

    I can’t wait. I haven’t tried any Android financial apps because there are none from sources I trust.

  • http://Website AC

    Yes! I guess all those +1 posts on the Mint forums for an android app are paying off. Huge fan of this. I hope Mint’s end of April release date isn’t equivalent to Verizon’s “soon” on 2.1

  • http://Website jeff uberstine

    There has been an iphone app for about a year and 1/2 and no security issues there. And they have never had any security issues on the site. So I wouldn’t be worried, to everyone that is

    • Anton Spaans

      TJMaxx was in business for many many years. Until they got involved in one of the largest credit-card and ID theft scandals in US history.

      I would ask ‘Mint’ (and makes of similar apps):
      What are my guarantees?
      What happens in case your systems are compromised and my account-info does get stolen and i lose money because of it?

      I haven’t seen such answers…

      I’m just perplexed that people give away access to their entire life-savings to one company without any legal guarantees. It’s just mind-boggling.

  • http://Website Max

    Awesome news. I love’s category & tagging feature. Really helps w/ figuring out where you money goes. I’d like to be able to pay my bills w/ it too. I don’t like my banks mobile banking site at all.

    Kudos to!

  • http://Website jeff uberstine

    correct me if im wrong, but even if someone got your online banking username and password from mint, due to them being hacked, which is highly highly unlikely. If the hacker used that info to steal your money, they bank would still have to cover it. The bank has to cover ANY fraudulent activity on your accounts.

    Thus, even in the worst case, we wouldnt be out of luck if our accounts were comprimised and there is no reason mint would have to pay out becasue the banks would have to.

    • Anton Spaans

      “The bank has to cover ANY fraudulent activity on your accounts”

      Not true if i violated their terms and agreements by giving a third party my account and password information. If an investigation turns out that the info was stolen from, for example, Mint and then used to pillage my accounts, my bank is not responsible for the losses. I violated their terms and their system was not hacked.

      If my account and password info was stolen from my bank’s servers, then yes, my bank will cover the losses.

  • http://Website brunoqc

    I wish mint would work in Canada :(

  • http://Website audioscience

    I would love the hackers to have access to all of my debt.

    What’s that? You hacked into Mint and accessed my accounts? It’s all yours mother f***ers!!

  • Jeff Uberstine

    edited article to address security

    • Anton Spaans

      Their security precautions are great. It looks solid.
      However, this worries me:

      I.e. no recourse, no liability in the case something bad does happen (even if the chance is very very small).

      And still, my bank and my investment agent won’t allow me to give my account info to a third party…

  • Tom King

    What about an app from Chase Bank so I can transfer funds too?

  • vkelman

    So, no one would address security concerns stated above by Anton Spaans?

    • http://Website Jeff Uberstine

      After my conference call with mint, I asked these questions and they will not cover any losses. But i do not see that these issues will ever be a problem, mint has one of the strongest and most secure servers in the world. You don’t see people being hesitant to use turbo tax online or quicken online.

      No their security isnt 100% secure but its as close to 100% as you will find anywhere.

      • codethief

        Seriously, even Googles gets hacked. And as far as I can judge that they employ the best techies there are.

  • Pingback: Mint cashes in on Android’s popularity – Android and Me()

  • Perry

    Nice apps, but only taking care of US zone fans.

  • Danesh

    No support outside the USA, sigh…

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