May 26 AT 11:41 AM Alberto Vildosola 17 Comments

Google announces Google Wallet and Google Offers, here’s everything you need to know

Google just announced Google Wallet and Google Offers at a press event in New York. The company has partnered with Citi, Mastercard, First Data, Subway, Macy’s, Walgreens, Toys ‘R Us, Sprint and a bunch of other companies to bring this service to customers.

To use the service, you’ll need to install the Google Wallet app on your Android device. From there, you can add as many credit cards, loyalty cards and gift cards as you want — initially only Citi Bank’s credit cards and the Google Prepaid Card are supported. From there, the process is pretty much straightforward, just select which credit card you’d like to pay with, and tap your phone to the point-of-sale device. That’s it.

As soon as Google Wallet becomes available, it will work wherever  MasterCard PayPass is supported. Being able to use Google Wallet at over 300,000 locations right from launch, will hugely improve the chances that Google Wallet gains a lot of momentum very fast.

Google also took the opportunity to announce Google Offers. Which has been in beta testing for residents of Portland, OR for a while now. Google Offers will be tightly integrated into Google Wallet. You’ll be able to look for Google Offers from Google Search, Maps, Latitude, Shopper, and Google Offers itself. Once you find an offer that you’re interested in, just save it and it’ll automatically appear on your Google Wallet Android app.

Once it’s time to pay, Google Wallet will automatically calculate the discounted price and pay with just one single tap. Putting an end to the hassle of finding coupons on a magazine, saving them, cutting them, and then finally showing it to the cashier.

Finally, the whole service it’s wrapped up with a whole lot of security features. First, there’s the Google Wallet PIN, which you’ll need to enter every time you fire off the Google Wallet app. On top of that, Google has worked with OEMs to develop a special chip inside smartphones called the Secure Element. The chip protects all the data that’s stored inside Google Wallet.

Google describes the Secure Element as: “… a separate computer, capable of running programs and storing data. The Secure Element is separate from your Android phone’s memory. The chip is designed to only allow trusted programs on the Secure Element itself to access the payment credentials stored therein.”

Google doesn’t want to stop at just credit cards, though. The company said during the event that this is just the beginning for Google Wallet. In the future, the company plans to add “boarding passes, tickets, ID and keys” to Google Wallet, officially killing physical wallets forever.

Initially, the service will be only available for Sprint’s Nexus S 4G users. But Google said that it’ll be coming to a lot more Android devices in the future — that support NFC, of course. How do you guys feel about your phone now becoming your wallet (and possibly also your keys)? Are you ready to let Google have all this information? Let us know in the comments.

Alberto is a college student living somewhere between Miami, Sarasota and the World Wide Web. Although a former iPhone owner, Alberto is now a proud Android enthusiast. You can follow Alberto on Twitter and Google+ for his thoughts unworthy of an article.

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  • Clark Wimberly

    Shocked they made it 45s into the video before saying ‘game changing’

  • Jes

    Google Wavelet?

  • http://Website Android4Life

    I think this pretty much confirms that Sprint is the new premier Android carrier in Google’s eyes. I mean, why isn’t this going to be available on the Nexus S for T-Mobile?

    • http://Website 5n4r35

      Should this give any more creedence to the romur Google is looking to buy Sprint? I think it’s a long shot. 1)Google seems more interested in GSM. 2) I doubt Google really wants to get in the business of being a carrier too. 3)We still need to see how the whole At&T-mobile thing goes.

      If it DOES happen though I’d switch!

  • http://Website Bob

    I guess that MEN with Google wallet won’t be shopping at Macy’s??

    • http://Website Shad

      I noticed the same … they kept referring to consumers as “her” …

  • keridel

    Can’t log on to androidandme for some reason

    This app is another pointless release for all of us who are referred to as “non-us” meaning the whole of the rest of the wworld.

    The chances of us seeing tthis is slim to none. Its only available on an American carrier at the moment and unlikely to change.

    • http://Website anon y mous

      i live in the us…and don’t see a huge need/want for this. personally – i like going to the checkout – like – finally – lets get out of here. if the line is too long, then it means that the store isn’t properly managed as far as checkout staff.

      finally, i will have to wait 2 years to see this since my phone doesn’t have a NFC chip, and i am not going to pay an unsubsidized rate to get a phone so i can leave one device (wallet, which carries my drivers license for the police) at home.

  • mac08wrx

    This is awesome I can’t wait until it goes live.

  • http://Website Faraz Warsi

    This is the greatest thing ever. I want Google to have as much data about me as possible. A dream come true this is, gov’nor. Now I can buy swimming costumes at will while wearing my swimming costume which has no pockets. All I need is my mobile. Brilliant, I say.

  • http://Website mark

    I’d sooner put my balls in a clamp before I give Google access to my credit cards in any form. Be it stored on the phone or the website. All these new features….it’s amazing that with their vast suite of Google services, they can build a complete profile of you. From what you look like to where you live, to what restaurants you eat at, to what music or videos you watch on TV or online to what you’re shopping for or reading and now what your financial info is. Scary….no thanks.

  • http://Website Maximus

    Skynet is Here

  • http://Website kazahani

    There is a similar mobile payment system in wide use in Japan. They use their cell phones for everything!

    I am definately interested in this system. Does the Galaxy S 2 support NFC? If not, then I might have to go with the Sensation this fall.

    • http://Website Android4Life

      Neither the GS2 nor the Sensation have NFC. But there are SD cards coming out soon that have NFC built in so that any android phone with an SD slot could take advantage of this.

  • http://Website Raptor

    Good post, Alberto, but for your “everything you need to know” i will still add one more thing. No matter how you think about this feature, like or dislike it, you definitely have to look and follow the company called NXP Semiconductors which supplies the chip. There is very good chance of market hysteria about all this. The ticker is NXPI. Good luck. Be careful though, this controlled market is actually the largest scam ever existed.

  • Azam

    This is what A lot of Vendors was waiting,

    Quetsion: Why only Google? Others got this idea already before, but oppotunities not much! For Google its easy to implement findings. Network is so big!

    NFC technology, Its just beginning, Soon you will find out new from CreanoLab What feature is predicting for everyone. Not only Shopping, There Person identification, Profiling, Social Network, Education, TV, Health, Sport … even personal Security .. whole life of everyone will be depending on NFC .

    Question: Is it Bad or Good?
    Who knows, we will see next 10 years or 50 years …

    Go to We’re coming to Technologies with New Ideas …

    Good Things for Everyone!